The information provided through the www.foleyins.com web site is intended for general informational purposes only. The site provides information on insurance-related products but should in no way be construed or interpreted as an offer of sale for any such products.

Foley Palenscar Schortmann, its affiliated companies and its staff shall have no liability for claims by, or damages of any kind whatsoever to, a user of this web site or any other person for a decision or action taken in reliance on the information contained on this web site. Such damages include, without limitation, direct, indirect, special, incidental or consequential damages. The use of this website constitutes your agreement to the provisions of this disclaimer.

Privacy

Use of our site may include the use of e-mail, corporate networks, external links or other resources beyond our control. We are not able to ensure privacy beyond our website. We encourage site users to read the privacy policies of any external pages that are visited.

We periodically issue newsletters and marketing information, and are committed to an "opt in/opt out" permission based philosophy. If you voluntarily submit your e-mail address to receive information, we may subsequently issue information via e-mail. However, we respect the right to opt out, and will remove e-mails from our list on request.

We may collect IP addresses or use "cookies" for the purpose of analyzing site traffic and usage. We may use "cookies" to record preferences that enable us to serve our clients or site visitors.

Site Use

General site users may use, download, print and store materials from our site for personal use only.

We have no authority to grant permission for any materials that are obtained through the use of sites that are found via links on our site. Permission for use of materials found on external sites must be obtained from those sites. Any other use of materials found on this site such as reproduction, display or editing of these materials is strictly prohibited unless written permission is granted by Foley Palenscar Schortmann.

Important Legal Information

The information provided on the Foley Palenscar Schortmann web site, www.foleyins.com, is intended for informational purposes only. While Foley Palenscar Schortmann makes every effort to present accurate and reliable information, it does not endorse, approve or certify such information, nor does it guarantee its accuracy, completeness, efficacy, or timeliness. Reference on the web site to any process or service does not constitute or imply endorsement or recommendation of such process or service unless expressly stated.

At certain places on the Foley Palenscar Schortmann web site, links to other web sites can be accessed. The external sites contain information created, published, and maintained by organizations independent of Foley Palenscar Schortmann. Unless Foley Palenscar Schortmann expressly states otherwise, Foley Palenscar Schortmann does not endorse, approve, certify or control the external sites, nor any commercial product or service referenced on the external sites, and does not guarantee the accuracy, completeness, efficacy, or timeliness of information contained thereon.

Further, while Foley Palenscar Schortmann maintains a strict privacy policy for its own web site, it cannot ensure the privacy of web site users who access any of the external sites. Access by a user of the Foley Palenscar Schortmann web site to any external site is done at the exclusive risk of the user.

Foley Palenscar Schortmann assumes no responsibility for consequences resulting from the use of information on the Foley Palenscar Schortmann web site or through any of the external sites that may be accessed via links.

The use of the Foley Palenscar Schortmann web site constitutes the user's knowing and voluntary agreement to the provisions of this disclaimer. Foley Palenscar Schortmann reserves the right to change any or all of the provisions of this disclaimer, at any time, without prior notice.

Copyright 2012, Foley Palenscar Schortmann. All rights reserved. No part of this site may be reproduced without written permission from Foley Palenscar Schortmann.